"Everyone has a little dirty laundry"

Hello!

This is my first blog about our dear housewives. I am very interested in their secret lives in the loveliest of suburbs, aren't you? The first time we met them on October 2004 in ABC and we loved them very much!
I found long characteristics our desperate housewifes on www.abc.com:

The series began with Mary Alice Young (Brenda Strong) leaving her perfect house in the loveliest of suburbs -- and ending it all. Now she takes us into the lives of her family, friends and neighbors, commenting from her elevated P.O.V. Her circle of girlfriends on Wisteria Lane include Susan Mayer (Teri Hatcher), the divorcee and single mom who will go to extraordinary lengths for love; Lynette Scavo (Felicity Huffman), who recently went from being a stay-at-home mother of four back to her fast track career in advertising; Bree Van De Kamp (Marcia Cross), Martha Stewart on steroids, whose recent widowhood has completely reeked havoc on her perfect life; and Gabrielle Solis, the ex-model with everything she's ever wanted - a rich husband, a big house, and now a baby to go with it all… the problem is she's not sure who the father is; and serial divorcee Edie Britt (Nicollette Sheridan), the free spirited real estate maven whose love life has everyone buzzing. Enter newcomer Betty Applewhite (Alfre Woodard) and her handsome teenage son, Matthew (Mehcad Brooks), who mysteriously moved into a house they'd never seen in the middle of the night. Then there are the men: Mike Delfino (Jamie Denton), a supposedly widowed plumber who has won Susan's heart; Lynette's adorable husband, Tom (Doug Savant), who volunteered to be "Mr. Mom" so his wife can go back to work; Gabrielle's better half, Carlos (Ricardo Antonio Chavira), who is currently in jail and recently learned of his wife's infidelities with John (Jesse Metcalfe), the gardener; and Mary Alice's widowed husband, Paul (Mark Moses), who is on the run from the demons in his past. From her unique vantage point, Mary Alice sees more now than she ever did alive, and she's planning to share all the delicious secrets that hide behind every neighbor's closed door in this seemingly perfect American suburb. Desperate Housewives stars Teri Hatcher as Susan Mayer, Felicity Huffman as Lynette Scavo, Marcia Cross as Bree Van De Kamp, Eva Longoria as Gabrielle Solis, Nicollette Sheridan as Edie Britt, Alfre Woodard as Betty Applewhite, Brenda Strong as Mary Alice Young, James Denton as Mike Delfino, Doug Savant as Tom Scavo, Ricardo Antonio Chavira as Carlos Solis, Mark Moses as Paul Young, Cody Kasch as Zach Young, Andrea Bowen as Jenna Mayer, Shawn Pyfrom as Andrew Van De Kamp, Joy Lauren as Danielle Van De Kamp, Mehcad Brooks as Matthew Applewhite and Jesse Metcalfe as John. Marc Cherry (The Golden Girls) is executive producer and creator and Tom Spezialy (The District, Ed) is executive producer of the series, which is from Touchstone Television.

Getting The Best Deal On Personal Loans

A personal loan is a sum that any adult individual borrows to fulfill his financial requirements. There are many purposes for which any individual can take a personal loan. Personal loans can be used to provide funds to buy a car, pay for your dream cruise or that remote island escapade, buy a boat, pay mortgage arrears, finance your home improvement plans, payment of alimony or paying for credit card bills etc. In fact personal loans can be taken for most of the financial emergencies you can think of.

There are many banks and financial institutions, which provide personal loans. All of them have their own terms and conditions. To get the best deal on your personal loan you must ensure that you contact and consult as many lending institutions as possible. Tell them about your financial requirements and situation. Get quotes from them and check whether you can repay the personal loan with ease.

The banks will provide you with a lump sum amount when you complete the formalities of getting the loan. The money can be used to fund your requirements. The amount banks will recover from you will include the debt, coupled with the interest charged on it over the repayment period. The longer the repayment term the less will be the interest to be paid on the personal loan.


Personal loans are preferred due to their flexibility. The two most common types of personal loans are secured and unsecured personal loans. The option of secured and unsecured personal loans are linked to the fact whether you can offer any property or fixed asset as collateral for the loan. These loans are discussed below in detail.

Secured personal loan
A loan secured against some immovable or movable asset is called a secured loan. These loans are easy to get since the lending institutions feel comfortable while giving them. The reason for their comfort is the collateral you provide. Secured personal loans have lower interests and easy repayment options. Lending institutions don’t hesitate in giving a large loan against high value collateral. Generally, secured personal loans are given against house owned by a person, but if you have put your house on mortgage you can still avail a secured personal loan against the proportion of the home you own.
Banks and financial institutions often overlook negative credit ratings, CCJ, defaults or pending debts since they get collateral for their loan. Secured personal loans are available to individuals within 30 days of giving an application.


Unsecured Personal Loan
In an unsecured personal loan the amount given by the bank or financial institution is not secured by collateral. The lending institution gives the loan solely on the creditworthiness of the person concerned. This type of loan has a greater element of risk for the lenders, so it carries a greater rate of interest and is often followed by a through background check on the financial soundness of the individual. The loan amount can start from as little as £500 and go up to £25,000. Since the loan is unsecured, lenders are wary of giving large amounts as loans. Unsecured personal loan is good for tenants, people who don’t own their homes and those who cannot offer anything as collateral.
In case the borrower defaults on payments then the lender will use the credit agreement and take legal help in recovering the outstanding amount.

Before jumping to a decision, the interest rate charged should be given a serious look while taking a personal loan. The amount of interest you will be charged, will decide what you finally pay to the bank. Lenders have a legal obligation to tell you the interest they will charge on your loan. The APR (Annual Percentage Rate) shows the real interest rate the banks will charge from you. The lower the APR, the better it will be for the borrower. The borrower is also advised to investigate whether the interest charged by banks is fixed, or a floating one. Ask the bank about prepayment penalties and other cost incurred in getting a loan.

Every financial institution has its own way of enquiring about the borrowers. Some might want to ask personal questions, get a feel of what you will do with the loan amount and how you wish to build your future before lending you anything. Be prepared to answer such queries.

Every loan that is taken has to be repaid. The banks and financial institutions derive part of their profits by the interest you pay. It is fine if everything goes as planned, and you repay the entire loan in due course with no hiccups. However life is known for its glorious uncertainties. Plans fail, calamities come and something disastrous often thwarts our plans. This might lead to repayment problems. This happens and one should not get panicky in such situations. If you get into one such situation, the first thing that you should do is to talk to your lender. They are interested in recovering their money, a mutually agreeable solution can be reached, which is less tense for you to manage and appears promising to lenders also.